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Matthew thanks for posting this. You’re absolutely right. USAA has gone down the tubes, I dont get it, a simple claim recently for auto, turned into a nightmare. bouncing my calls all over the country with a bunch of idiots for claim reps answering the phones, and forcing my car into total loss when it should not have been, and paying only a portion of the damage even though I have collision.

I have been with Geico for 10 years, what kept me with them is that my daughter had just graduated high school and started college she asked to borrow the car because she was late for school, I said yes she got into a fender bender. Geico paid the claim and they even asked its my choice to add my daughter to my policy or not. Insurance only went up by $30 dollars a month.
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Naturally, this discount is offered for drivers with clean driving records. Good driver discounts can be added when your Motor Vehicle Report or CLUE report is pulled at the inception of your auto policy. If you're convinced you have a clean driving record — meaning no at-fault accidents or violations — and aren't receiving a discount, speak with your insurance company and ask if they offer a discount for good drivers. By keeping a clean slate, you can earn a discount of approximately 10% while avoiding the costly penalties listed below.
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