I was tired of my insurance payments going up and up and up, so thought it was time to start shopping for new insurance. I had tried over the Internet before but hadn't a clue what I was doing, so I just gave up. I had my previous insurance elsewhere and came to find out I was paying way, way too much. I am saving $750. 00 a year by switching to Esurance! I could not believe it! I immediately started the process of switching, and I am now a new Esurance customer and a very happy one! Today, I received my policy and cards via email just as promised and am glad I switched!
Amica Mutual offers policies in every state except Hawaii. Customers are happy with the variety of available plans and discounts, although some say it's pricier than other companies. Most policyholders say premiums are fair, but some report sudden rate hikes and we read some reports of policies going up a bit with each renewal -- an amount that eventually adds up. Amica Mutual may be a bit picky about who they insure and you might need to have a clean or nearly clean driving record in order to land a policy with them.
I LOVE nationwide! I previously had State farm under my parents, and switched onto my own when quoted. I received a call the next week telling me it would be 90 more a month! I called EVERYWHERE and the cheapest I could find was 4000/6 months, until I called nationwide. (I am only 18 with a new car and high coverage. ) My new agent is VERY nice and informative and I am only paying 1200/6months. One week after switching, someone totaled my car, and Nationwide was right there, helping me through everything. I would NEVER switch! Go Nationwide!
If your driving record isn't spotless, big companies are worth a look. National insurance companies typically offer a wider variety of policies, so they can take on riskier drivers -- though your rates will be higher than drivers with a clean record. That last part is especially true of drivers that companies are required to cover under state "assigned risk" programs, which secure insurance coverage for anyone legally eligible to drive, even if they have a very poor driving record.
Now, when many of us think "collector car," chances are we see Model Ts, '57 Chevys, and 1970 Dodge Challengers. But collector car insurance provides an ideal solution for insuring all kinds of vehicles, from Brass Era classics to, yes, even your modified Honda Civic (believe it or not, the Honda Civic is one of the most popular cars to modify, which may help explain why it's also one of the most-stolen cars on the road).