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When you get to the car hire desk to pick up your car you’ll often have to put a "pre-authorised" amount on a credit card, which will cover the excess in the event of a crash. If you don’t have any accidents your card won’t be charged or it will be refunded. Although this can be a pain, it's still cheaper than paying for the hire companies excess policy, which is often called "super CDW (collision damage waiver ) insurance".
Like Amica Mutual and Auto-Owners, Erie Insurance typically flies under the radar. Customers report high levels of satisfaction with service and claims experiences. Erie also grabs the top spot in a national survey of customers' car insurance shopping experiences, with its local agents receiving above average marks. In one owner survey, it gets very good ratings for claims processing, price and service satisfaction -- although some say it is pricier than other options. Erie offers some other impressive benefits that most other insurers charge extra for, such as transportation expenses after an accident, travel costs, personal property and locksmith services. In addition, Erie waives your deductible if you are in an accident with another Erie policy holder. However, the big drawback to Erie Insurance is that it only offers coverage in 11 states, mostly the mid-Atlantic and Midwest.
AARP (The Hartford group) save me over $600.00 a year on my home and Auto insurance. I was with Liberty Mutual for around 15 years and never had any claims. But they would not lower my premiums. The old proverbial straw was, this year they raised the rates on us again. So see ya later for sure. They do not appreciate their loyal good customers. Don't buy from them unless you like to give money away.
Note that a standard Esurance car insurance policy only covers original equipment included by the manufacturer. If you've made any modifications or additions to your car, be it as grandiose as a Lord of the Rings mural on the side of your sleeper van or as modest as a GPS, be sure to add customized parts and equipment coverage to protect your favorite additions. In some states, you'll need to buy comprehensive and collision coverages in order to get customized parts and equipment coverage.
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