A common misunderstanding is that annual insurance policies that cover commuting allow business trips to any location – they don’t! Commuting use only covers journeys to or from your regular place of work – so this could exclude cover if you visit a client, attend a training course or help out at a local branch. Our temp car insurance policies provide full business use (but not the carrying of goods or passengers for hire or reward).
The key difference in collision vs. comprehensive coverage is that, to a certain extent, the element of the car driver's control. As we have stated before, collision insurance will typically cover events within a motorist's control, or when another vehicle collides with your car. Comprehensive coverage generally falls under "acts of God or nature," that are typically out of your control when driving. These can include such events as a spooked deer, a heavy hailstorm, or a carjacking.
Normally 2Litre and Naturally aspirated its now been turbocharged and is currently running 320Bhp. As well as the Stage 3 Billet Turbo Kit with supporting modifications it’s also had a full V1 Rocket Bunny body kit fitted complete with side skirts, splitter and carbon GT wing and to finish off a gorgeous and quite pricey set of Work Meister M1's which suit this body incredibly well.
Policies typically use vague language when referring to acts of terrorism, but they are generally insured by the comprehensive portion of your policy. For example, if there is an act of terror and you need to make a claim on your car, that can only be made if you have comprehensive coverage. Since some circumstances are out of our control, comprehensive insurance is certainly important to have in your policy.