The General is great if you need a low cost and low coverage policy. They are cheap, but you also don't get much coverage. If liability is all you need, they are great. Don't be surprised though if you get into a wreck and find out stuff isn't covered or you don't have enough to cover the other person. I ended up getting sued for the extra amount that they didn't cover. While I eventually… read more
I needed car insurance that was more affordable than my previous coverage. I had heard of this company though the commercials on television. I decided to look them up online to find out about pricing. I was pleased with the prices, and since they were less than what I was paying, I switched companies. I have had full coverage ever since, and the coverage was sufficient for the bank where I have loans on my… read more
Erie is the cheapest insurance company, and arguably the most reliable insurance company as well. They score points by allowing customers to start their quote online, which we personally found to be a streamlined and fast process. Erie also scored the highest marks from the number of policies they offer. Erie offers pet coverage, free accident forgiveness, free vanishing deductibles, roadside assistance, and many more, essentially giving its customers a degree of flexibility not even found amongst the largest insurers. Customers of Erie may also be eligible for its Rate Lock program. This is a unique program where customers won't see their rates increase except for three reasons: you move to a different area, add or remove someone from your policy, or add or subtract a car. Lastly, despite its smaller size, Erie offers the same types of discounts larger national insurers provide such as bundling, anti-lock brakes, anti-theft, young driver and senior driver among others.
Allstate offers a fair opportunity to a consumer to obtain locally relevant insurance advice and the expertise of a local agent due to the fact that their distribution network and insurance sales and service are based on local insurance agents. Although dealing with an agent may offer disadvantages in some circumstances, Allstate has been successful in servicing clients for over 85 years probably due to their large service offering and ability to adapt to the needs of insurance consumers over time.

Worst insurance company ever. My daughter hit a ditch in my. My car has been at the wrecking yard for a month now. They keep saying they are still investigating. The wrecker service is charging everyday. I called again this morning to find out if they are done and a very rude women said they are investigating it still and they probably are not going to pay for it because she was driving it and… read more

Court decisions on the issues debated by Berardinelli and Allstate have gone both ways. According to the Business Week article, as of 2006, "Courts and regulators in a number of states, including New York, Pennsylvania, and Washington, have forced Allstate to halt or change its practice of handing out a controversial 'Do I Need an Attorney?' form to people involved in accidents." On the other hand, the article also states that "Although plaintiffs have had piecemeal success in bad-faith cases against Allstate, the insurer points to seven court rulings that have rejected attacks on CCPR. Last December a Montana state court noted that while CCPR practices may be illegal 'if misapplied in a particular case, they nevertheless are neutral with no manifestly illegal purpose.'" While many of the cost-reduction strategies McKinsey recommended at Allstate remain in place, some have been reined in following legal and regulatory challenges in several states.[44]
Since most people choose one of these large insurers, NerdWallet compared quotes from the five largest auto companies in ZIP codes across the country. Rates are for policies that include minimum coverage required in each state, plus collision and comprehensive coverage. Our “good driver” profile is a 30-year-old with no moving violations and credit in the “good” tier. Use the tabs to see rates for drivers with credit in the “poor” tier and those with one at-fault accident as reported to the insurer.
Drivers with good driving records typically enjoy lower car insurance costs than drivers with histories of speeding tickets, at-fault accidents, or DUI citations. Texas drivers without a recent moving violation save just 4% on their car insurance premiums, on average — compared to the national average of 17%. In addition to earning a cheaper premium for driving incident-free, you may qualify for a safe-driving bonus through your car insurance company. The amount of these discounts may vary, but they typically run between 5 and 10%.

According to consumer advocacy group United Policyholders, a rock-bottom credit score could mean you’ll pay double, triple, or even quadruple over someone with a perfect credit score. This controversial practice is illegal in four states: California, Hawaii, Maryland, and Massachusetts. If you don’t live in those states, you’ll want to work on your credit score in your quest for cheap auto insurance.

24/7 Roadside Assistance: If you want roadside services, such as tire changes, battery replenishment, fluid delivery (gas, oil, etc.) or towing, you’ll want to purchase this optional coverage. The General’s roadside assistance is administered by Nation Safe Drivers (NSD). When you request roadside assistance, NSD will administer up to one service free of charge per instance. The towing service has a maximum benefit of 15 miles or $50, whichever is reached first. To request roadside assistance, The General’s customers can dial 1-800-338-2680.
I currently have The General Car Insurance. When I was in an accident in April of 2014, the insurance company quickly took care of the needs for the other person's car. They began to work on things as soon as I notified them. I did not have to worry about financial needs for auto repair. In addition, the online payment/ service center is very helpful. When the local police came to talk to me in… read more
The General has been offering its customers exceptional service for over 50 years. They offer over the phone claim services 24/7 and customer support via phone, email, or online live chat. Customers can manage their policy and make payments online or through their mobile app. The General is committed to providing affordable coverage to high risk drivers who have been denied coverage in the past. The General offers low down payments and convenient monthly payments to every policyholder.
Some people are hesitant to file a car insurance claim, fearing that their premiums will increase even if they aren’t at fault. However, this isn’t necessarily true, and an insurance company will look at the damage involved and who is responsible for the accident before deciding whether or not a claim results in a rate increase. If you find yourself in an auto accident, whether it’s a fender bender or your car is totalled, exchange insurance information with any involved parties. Even damage that looks cosmetic may have comprehensive damage that you can’t see, so you should file a claim.
If you’re drawn to The General because of a poor driving record or credit score, we recommend looking at Progressive first. While Progressive scores lower in financial strength and claims satisfaction than the top insurers in the industry, it offers unique discounts and supplemental coverage options specifically tailored for high-risk drivers, including a rare discount for drivers under 18. Because of its rare coverage options and financial strength ratings, Progressive is likely a better option than The General for most drivers.
The soaring cost of medical care is reason enough to make health insurance a necessity. Even a simple visit to the family doctor can result in a hefty bill. More serious injuries that result in a hospital stay can generate a bill that tops the price of a one-week stay at a luxury resort. Injuries that require surgery can quickly rack up five-figure costs. Although the cost of health insurance is a financial burden for just about everyone, the potential cost of not having coverage is much higher. 

At The Zebra, we know better than most just what a pain buying car insurance can be. We also know that students suffer from higher-than-average policy rates. Talk about a double-whammy. That’s why, this year, we’ve decided to continue The Zebra’s annual scholarship with the goal of helping to alleviate the financial pressures of college-bound students in the Colorado area, while also getting an insider view of the Centennial State.
When I say that I love this insurance, I really do love this insurance! I literally got a quote from them in less than a couple of minutes just like they state. The customer service is easy and quick to get a hold of. I think the rates are pretty good. They are easy to understand in the policies and you can print out your insurance after you get it, instantly.
Drivers who are “high risk” often find it difficult to get car insurance. Whether they have poor credit, bad driving records (or both), these customers are expensive for companies to insure. But The General seems to target high-risk drivers specifically.  Not surprisingly, The General auto insurance quotes come in pretty high when compared to its competitors, but for high-risk drivers, these prices are actually pretty low. For more details, read more about The General auto insurance quotes.

You can find an insurance policy to cover almost anything imaginable but some are more deserving than others of a place in your financial plan. You work hard throughout your life to build wealth and live a happy and comfortable life and your insurance coverage should offer protection for your possessions, income and for the loved ones you'll someday leave behind. As you map your financial future, these four types of insurance should be firmly on your radar
The General Insurance really came through for me when I was looking for new insurance. I needed something that was not going to cost me a fortune yet still offered me decent coverage and The General Insurance covered that. The application process took very little time at all and my agent walked me through the whole process and answered all of my questions. When I was rear-ended. the process was very simple to get my… read more
I love the General car insurance! When I first signed up, the process was easy and quick. The customer service representatives where polite and courteous. When I came into financial troubles, they worked with me and made me feel very important. I would recommend their services to everyone who needs any kind of car insurance. They try to match their competition and try to find all the discounts you qualify for. I am a loyal… read more
Furthermore, we know our customers want the right amount of coverage to help keep their family safe on the road while following state regulations, in addition to maximum driver discounts. That’s why we place an emphasis on removing red tape and streamlining processes to help find and compare cheap full coverage car insurance rates and the cheapest insurance companies for our customers.

Double Deductible: As the name suggests, the Double Deductible discount doubles your deductible for the first 45 days of your policy, which causes your insurance costs to decrease over the same period. After 45 days your auto insurance deductible returns to its normal level. The discount isn’t particularly unique considering that most other companies allow customers to adjust their deductibles.
I was looking for car insurance when I purchased my first car earlier this year. I received many quotes. But none of them even came close to how affordable The General is. The quote process was extremely user friendly and easy to set up your insurance if you decided to sign up through them. From quote to insured took me about 20 minutes. Awesome! I had a couple questions a few days ago, so I… read more
Drivers with clean driving records — meaning no at-fault accidents, speeding tickets, DUIs, or other citations — typically pay less for car insurance. In Colorado, your car insurance premiums will increase by 33% after a DUI, 30% after an at-fault accident, and 17% after a speeding ticket. These hikes roughly align with national averages. If you have a sparkling clean driving history, be sure to take advantage of your insurer's safe driver discount.
Car insurance requirements vary by state. In most states, you are required to have both bodily injury and property damage liability insurance. Some states require coverage to help pay hospital bills and medical expenses for you and your passengers related to injuries from a car accident, no matter who is at fault. Some states require that you protect yourself from uninsured or underinsured motorists. Ask your local independent agent for personal advice about making sure you’re adequately covered.

At The Zebra, we know better than most just what a pain buying car insurance can be. We also know that students suffer from higher-than-average policy rates. Talk about a double-whammy. That’s why, this year, we’ve decided to continue The Zebra’s annual scholarship with the goal of helping to alleviate the financial pressures of college-bound students in Virginia, while also getting an insider view of the Old Dominion State.


In 1925, Sears held a national contest to decide the name of a new brand of car tires. After over two million name submissions, "Allstate" was chosen. The trademark was adopted the next year. The tires' success in the catalog and retail stores prompted Sears Chairman General Robert E. Wood to praise the Allstate tire's contribution to Sears' retail store success.[1]
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