Let's use the aftermath of Superstorm Sandy as an example to illustrate the differences between collision and comprehensive. Within that storm, let's consider two events that might have happened: 1) a heavy tree branch fell on your car, or 2) you swerved to avoid a falling tree branch and wound up crashing into a tree. In the first event, you had no control over when or why a tree branch would fall on your car. This kind of accident would get reimbursed under your comprehensive policy. In the second situation, you were driving the car and ultimately swerved into the tree, which makes it a collision, and collision insurance therefore pays for the damages. Events like the hypothetical ones stated above are why it's important to differentiate between the two types of coverage.

Currently running 300Bhp this car hasn’t just had engine mods it’s had lots more done to it. Jamie is currently running a Garrett GT28R turbo with braided lines as well as other supporting mods to get it to this power. As well as the engine this car has had rear over fenders, front wings, skirts and other body modifications. He also has a set of Work Meister S1’s which we love. 
We love to cover enthusiasts who are as passionate about the vehicles as we are. A few examples of modified cars can be found on our Facebook page and just show the sort of passion and commitment our customers put into their pride and joy! Whether you have a Japanese Import, Hot Hatch, Sports Car, High Performance Car, etc., we have the insurers happy to cover you. Please call us and speak to a fellow enthusiast for your modified car insurance.
Personal service is what we at Classic Auto Insurance pride ourselves in. We love Modified Street Rods and know how much blood, sweat and tears you have put into building your car. That is why we assist our customers in finding the perfect policy for their individual needs. Let one of our friendly representatives answer all your questions. Give us a call today at 888-901-1337 for a free instant quote. Creating a one of a kind ride like yours was a labor of love. Let us find the right policy for your Street Rod so you can keep on cruising.
Collision insurance is a coverage that helps pay to repair or replace your car if it's damaged in an accident with another vehicle or object, such as a fence or a tree. If you're leasing or financing your car, collision coverage is typically required by the lender. If your car is paid off, collision is an optional coverage on your car insurance policy.
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